Automation software for Target Market Determinations

Minimise the cost and pain of regulatory change with proven automation technology.

Img banner target market determination solution

Minimise errors and ensure compliance with your Target Market Detereminations

Have you thought about the review of your Target Market Determinations (TMDs)? Meet the requirements of the Design and Distribution Obligation (DDO) regime with an innovative approach that can get accurate disclosure on market in half the time.

Objective Keystone is the proven automation platform for the highly complex regulatory landscape for financial sector disclosure production. Produce, review, verify and publish Target Market Determinations from one central system – supporting multiple authors with pre-approved content and rigorous sign-off capabilities. ​

The impact that Objective Keystone has had to our business is an absolute game changer. If Objective Keystone was taken away from me tomorrow, I would probably resign.

Matthew Jose

Head of Product Management, HUB24

A single, secure and fully audited system

Img keystone draft

A single, secure and fully audited system

To manage the entire disclosure process

Bring together multiple siloed departments

Centralise the creation and management of disclosure documents for a 360-degree view of a document in the product roll life cycle.

Manage TMD reviews faster with ‘Collaborative Authoring’

Allow multiple contributors to simultaneously work on a single source of the truth for your disclosure content.

Remove the nightmare and danger of versioning

Eliminate the time and worry of consolidating multiple individual pieces of feedback. You're always working on the right and latest set of information by keeping all contributors working in one master document.

Eliminate the need to independently monitor and update common content

Common content can be defined centrally, verified in isolation of a product roll and maintained in the Smart Clause Bank. Changes made are instantly cascaded across all relevant documents.

Approve online to verify the content

Img keystone approve

Approve online to verify the content

Show evidence of who did what, when and who approved it. Perfect for records managers, regulators and accountable executives.

Decisions are traced back to individuals

All versions and proof of approval is maintained in a single source.

Content reuse

Common content is authored, reviewed and approved once and used many times, creating efficiencies, reducing the risk of errors and reducing stakeholder fatigue.

If previously verified content is edited then verification ‘breaks"

As a result, any documents published using that piece of content will contain a watermark saying, 'This document contains unverified content - Not for public distribution'. This ensures that only fully verified documents are able to be published with no watermark and gives you comfort that all content in your documents have been through due diligence.

Digital due diligence

Img keystone verification

Digital due diligence

Permanent record of governance at your fingertips

Assign content sections to specific groups for review and approval

Once this content has been approved it is locked down and no further changes can be made.

Collecting substantiation material for your approval is easy

Review notes allows content owners to add substantiation for their approval. Review notes will always stay attached to the specific piece of content.

Full audit history

Governance and record keeping made easy as every review is recorded so that you can demonstrate who approved it and when.


Different groups can have different attestations and attestation questions as part of the approval process.

Verification or Attestation certificates

You can publish a Verification or Attestation Certificate showing all content and who approved and when. This acts like a digital signature to track the final sign off for Risk and Compliance.

Governance, risk and compliance management

Img keystone audit track

Governance, risk and compliance management

Audit and track of every change and action. Trace decisions back to the individual. Maintain proof of verification in associated content

Speed up internal review with automation

Assign specific sections to stakeholders for review. Automatic email notifications flag action is required and ‘review notes’ can be attached to specific sections of content.

Demonstrate a (digital) paper trail

Automatically generated Verification and Attestation certificates link directly to the relevant section of a document. Any other supporting commentary associated with that section is included.

Audit, risk and compliance management

Full audit and tracking of every change and action ensures all decisions can be traced back to an individual and all proof is maintained with associated content.

Publish with one click

Img keystone publish

Publish with one click

Publish your web ready verified Target Market Determinations at the push of a button

De-couple the publishing from the content approval process
Pull verified source content into your collateral; and in doing so remove the human element of copying and pasting from verified content to final published outputs using old versions of content.

One-click publishing and automated document formatting
Based on a pre-configured publishing engine, using content sourced directly from a single information repository of verified content. Last minute changes to verified content are easily made and instantly updated across all relevant pieces of collateral.

Multi-brand communication and accessibility
The powerful publishing capabilities can instantly produce Web PDF, Print PDF, HTML, to a portal, and as XML. Objective Keystone supports accessibility standards such as WCAG (Web Content Accessibility Guidelines) and multiple languages ensuring inclusivity and usability for all audiences.

This product includes existing user experience functionalities and behaviours. Evolved user interface will be available in the future.

Cut the time it takes to produce a TMD by up to 50%
Fit-for-purpose software specifically for disclosure management and production.

Icon teal pencil line


Multi-authoring of a single source of the truth revolutionises how you think about your documents.

Icon teal square tick


Easily produce a Verification Certificate for your Due Diligence Committee or an internal sign-off.

Icon teal document arrows two way


Whether you have one or one hundred brands, our publishing system is here for your print, download and online content.

Icon teal speech bubbles


Manage content changes proactively or rely on version control; either way the complete authoring lifecycle is recorded.

Icon teal dashboard cluster


Management dashboards show where you’re at in your product rolls and business as usual disclosure changes.

Icon teal document boxes ticks circle


Easily produce a permanent record of governance.

Explore All Features


Begin your journey to automated disclosure management today with these resources.

Img banner customer hub24 video
Logo Hub24

With all the efficiencies that it gives our business, we’ve been able to bring new products and new offers to the market in half the amount of time that we used to.

Matthew Jose

Head of Product Management, HUB24

Watch Video
Img resource thumb investor daily podcast


Exploring TMD enhancements, regulation, and collaborative partnerships in the industry.

On a new episode of the InvestorDaily Uncut podcast, host Maja is joined by Natasha Gray from Objective and CEO of the FSC Blake Briggs.

Img resource thumb blog target market determinations under microscope asic


Target Market Determinations under the microscope - ASIC

ASIC releases a public statement regarding Target Market Determinations (TMDs) for superannuation products.

Img resource thumb solution brief target market determinations objective keystone

Solution Brief

Target Market Determinations

Discover how automatation technology presents an opportunity to streamline the authoring and approval process while mitigating the risks.

Img resource thumb security position keystone 670x400

Security Position

Objective Keystone prioritises security

Discover how Objective Keystone addresses each of the core tenants of information security; Confidentiality, Integrity and Availability.


Unlock efficiencies in your Target Market Determination process.

Minimise the cost and pain of regulatory change with proven disclosure management technology.

Get Started